Easy Furniture Financing – No Credit Needed
At MiamiFurnitureStore.com, we make it simple for everyone to finance furniture – even with bad credit or no credit. Our trusted partners offer fast, flexible payment options so you can furnish your home today!
How to Get Approved – Quick & Easy
- Apply Online: Complete the application in just 3 minutes.
- Sign Your Documents: Quick e-sign via text or email.
- Get Your Furniture: Shop online and schedule your delivery.
Instant Approval – No Credit Needed
We partner with Acima, Koalafi, and Progressive Leasing to offer instant approvals with no hard credit check.
Acima Leasing
- ✔️ No Credit Needed
- ✔️ Active checking account (90+ days)
- ✔️ Minimum income: $1,000/month
- ✔️ No excessive overdrafts
Koalafi Financing
- ✔️ No Credit Needed
- ✔️ Flexible terms: 3, 6, 12, or 24 months
- ✔️ Must be 18+ with SSN or ITIN
- ✔️ Active checking account
- ✔️ Credit or debit card required
Progressive Leasing
- ✔️ No Credit Needed
- ✔️ Must be 18+ with SSN or ITIN
- ✔️ Active checking account
- ✔️ Credit or debit card required
Why Finance with MiamiFurnitureStore.com?
- ✔️ Shop Online – Fast, easy, no store visit needed
- ✔️ Instant Decisions – Quick approvals
- ✔️ Flexible Payments – Pick a plan that fits your budget
- ✔️ High Approval Rates – All credit types welcome
- ✔️ Trusted Partners – Acima, Koalafi, Progressive Leasing
¿Hablas Español? ¡Te Ayudamos!
En MiamiFurnitureStore.com ayudamos a nuestra comunidad hispana con opciones de financiamiento sin crédito y aprobación rápida.
- ✔️ No se requiere crédito
- ✔️ Mayor de 18 años
- ✔️ Seguro Social o ITIN
- ✔️ Cuenta de cheques activa
- ✔️ Ingreso mínimo de $1,000 al mes
Frequently Asked Questions
What does “No Credit Needed” mean?
Your approval is based on income and bank activity, not your credit score.
Can I apply with bad credit?
Yes! All credit types are welcome to apply.
How long does approval take?
Approvals are usually instant or within a few minutes after applying.
Do I need to visit the store?
No. You can apply, get approved, and shop 100% online.
What happens after I get approved?
After approval, you can select your furniture and schedule your delivery.