Easy Furniture Financing – No Credit Needed

At MiamiFurnitureStore.com, we make it simple for everyone to finance furniture – even with bad credit or no credit. Our trusted partners offer fast, flexible payment options so you can furnish your home today!

How to Get Approved – Quick & Easy

  1. Apply Online: Complete the application in just 3 minutes.
  2. Sign Your Documents: Quick e-sign via text or email.
  3. Get Your Furniture: Shop online and schedule your delivery.

Instant Approval – No Credit Needed

We partner with Acima, Koalafi, and Progressive Leasing to offer instant approvals with no hard credit check.

Acima Leasing

  • ✔️ No Credit Needed
  • ✔️ Active checking account (90+ days)
  • ✔️ Minimum income: $1,000/month
  • ✔️ No excessive overdrafts

Koalafi Financing

  • ✔️ No Credit Needed
  • ✔️ Flexible terms: 3, 6, 12, or 24 months
  • ✔️ Must be 18+ with SSN or ITIN
  • ✔️ Active checking account
  • ✔️ Credit or debit card required

Progressive Leasing

  • ✔️ No Credit Needed
  • ✔️ Must be 18+ with SSN or ITIN
  • ✔️ Active checking account
  • ✔️ Credit or debit card required

Why Finance with MiamiFurnitureStore.com?

  • ✔️ Shop Online – Fast, easy, no store visit needed
  • ✔️ Instant Decisions – Quick approvals
  • ✔️ Flexible Payments – Pick a plan that fits your budget
  • ✔️ High Approval Rates – All credit types welcome
  • ✔️ Trusted Partners – Acima, Koalafi, Progressive Leasing

¿Hablas Español? ¡Te Ayudamos!

En MiamiFurnitureStore.com ayudamos a nuestra comunidad hispana con opciones de financiamiento sin crédito y aprobación rápida.

  • ✔️ No se requiere crédito
  • ✔️ Mayor de 18 años
  • ✔️ Seguro Social o ITIN
  • ✔️ Cuenta de cheques activa
  • ✔️ Ingreso mínimo de $1,000 al mes

Frequently Asked Questions

What does “No Credit Needed” mean?

Your approval is based on income and bank activity, not your credit score.

Can I apply with bad credit?

Yes! All credit types are welcome to apply.

How long does approval take?

Approvals are usually instant or within a few minutes after applying.

Do I need to visit the store?

No. You can apply, get approved, and shop 100% online.

What happens after I get approved?

After approval, you can select your furniture and schedule your delivery.